We don't expect the first NCAA settlement checks to start until 2029*. See our Estimate of the Settlement Payout Timeline →

About Athlete Creditor

Athlete Creditor buys House v. NCAA settlement claims from former NCAA Division I athletes, paying cash now instead of waiting for the court-supervised payouts.

First NCAA check: 2029*

*Our best internal estimate for the first payment

Read our timeline analysis →

Athlete Creditor is operated by Grand Teton Systems, the trusted team behind FTXCreditor and other successful claim purchasing platforms. We specialize in providing creditors with fast, fair, and secure ways to convert settlement claims into immediate cash.

Our Track Record

$300M+

Claims Purchased

5,000+

Creditors Served

<24 hrs

Average Funding Time

100%

Satisfaction Rate

Our Mission

After the House v. NCAA settlement was approved in June 2025, two appeals stalled all payments. The realistic first-check year is now 2029*, with the rest of the money paying out through 2034. We started Athlete Creditor because that timeline doesn't work for a lot of athletes — and the only existing alternative is to wait.

We believe that NCAA athletes who are entitled to compensation shouldn't have to wait until 2029* to receive it. Our mission is to provide immediate liquidity to athletes who need their money now, whether for education, career transitions, or other immediate needs.

By leveraging our expertise in claims purchasing and our strong capital position, we can offer competitive prices and lightning-fast transactions, giving athletes the financial flexibility they deserve.

What Athlete Creditor does

We buy your settlement claim

You assign your claim to us and we pay you a lump sum in cash. From then on, we collect every future payment on that claim.

We help you find your claim details

Many athletes don't have their NCAA Eligibility ID, Claim ID or PIN to hand. Our step-by-step guide shows where to find each one, with an email template for the settlement administrator.

We pay athletes who refer others

Athletes who sell their claim get a referral link, and earn 1% of the claim face value on each completed sale they refer.

Who we work with

  • •Former NCAA Division I athletes with a claim in the House v. NCAA settlement
  • •Athletes in any sport: the settlement covers football and men's basketball, women's basketball, and additional sports
  • •Athletes who played between 2016 and 2024
  • •Residents of most US states. Some states are excluded or restricted; see the FAQ for the current list.

How it works

  • •Offer: within 12 hours of submitting the secure form
  • •Payment: within 24 hours of signing, Monday through Friday
  • •Changing your mind: a 7-day cooling-off period after signing
  • •Review first: the draft purchase agreement is public, and we encourage you to read it with an attorney

Why Athletes Trust Us

  • •Experience: We've successfully handled claims from major bankruptcies including FTX, Genesis, Voyager, and more
  • •Capital: We use our own capital for purchases, ensuring guaranteed payment
  • •Speed: Cash in days, not 2029*
  • •Security: Bank-level encryption and compliance with all regulations

The team behind Athlete Creditor

Grand Teton Systems was founded in 2023 and is based in Jackson, Wyoming. Athlete Creditor began buying claims in 2025, shortly after the settlement was approved.

Mike Bottjer, CEO.

Visit GTS.finance →

Key facts

CompanyAthlete Creditor
What we doBuy House v. NCAA settlement claims for cash
Who we buy fromFormer NCAA Division I athletes, any sport, who played 2016-2024
Operated byGrand Teton Systems (founded 2023)
HeadquartersJackson, Wyoming, United States
Began buying claims2025
CEOMike Bottjer
What we payUp to 45-49.5% of claim value, depending on claim size
OfferWithin 12 hours of submitting the secure form
PaymentWithin 24 hours of signing, Monday through Friday
Cooling-off period7 days after signing
Claims purchased5,500+
States we cannot buy fromCalifornia, Georgia, Kentucky, Mississippi, Missouri, Nevada, Utah, West Virginia
Sign-up only, purchase on holdMaine, Vermont, Nebraska, Ohio, Oklahoma
First NCAA payment2029*
Contactclaims@athletecreditor.com · 307.316.5492 · 877.625.2272
Hours8 AM to 11 PM Eastern, Monday to Friday
Websiteathletecreditor.com

*Our best internal estimate for the first payment.

Frequently asked questions

Is Athlete Creditor affiliated with the NCAA?

No. Athlete Creditor is an independent company. It is not affiliated with, endorsed by, sponsored by, or approved by the NCAA, the settlement administrator, or Class Counsel.

Who owns Athlete Creditor?

Athlete Creditor is operated by Grand Teton Systems, based in Jackson, Wyoming, the team behind FTXCreditor.

Contact Us

Have questions about selling your NCAA settlement claim?

Email: claims@athletecreditor.com

WARNING ABOUT POTENTIAL TAX CONSEQUENCES

Seller ("you") should seek advice from a registered tax preparer or competent tax advisor about your tax obligations for any payments that you are entitled to receive under the Settlement. However, the Court overseeing the Settlement has directed us to provide the following disclosure:

THE TAX CONSEQUENCES OF ANY AGREEMENT YOU SIGN REGARDING YOUR CLAIM MAY VARY DEPENDING ON THE SPECIFIC TERMS OF THAT AGREEMENT. WITH CERTAIN TRANSACTION STRUCTURES, YOU MAY BE REQUIRED TO PAY INCOME TAXES ON THE FULL AMOUNT OF THE PAYMENTS THAT YOU ARE ENTITLED TO UNDER THE SETTLEMENT (EVEN IF THE RESULTING TAX LIABILITY EXCEEDS THE AMOUNT YOU RECEIVED UNDER THE AGREEMENT).

A TRANSACTION STRUCTURED AS AN OUTRIGHT OR "TRUE" SALE MAY REMOVE FUTURE SETTLEMENT PAYMENTS FROM YOUR GROSS INCOME FOR FEDERAL AND STATE INCOME TAX PURPOSES, IN WHICH CASE YOU WOULD INSTEAD LIKELY PAY TAX ON THE PURCHASE PRICE YOU RECEIVE. AS A RESULT OF A SALE, YOU WOULD ALSO BE FORFEITING ANY AND ALL RIGHTS TO RECEIVE ADDITIONAL INCOME OR FUTURE PAYMENTS UNDER THE FOURTH AMENDED STIPULATION AND SETTLEMENT AGREEMENT, IN RE: COLLEGE ATHLETE NIL LITIGATION, NO. 4:20-CV-03919 (THE "SETTLEMENT AGREEMENT"). YOU SHOULD CONSULT WITH A COMPETENT TAX ADVISOR REGARDING THE SPECIFIC TAX CONSEQUENCES OF YOUR PARTICULAR AGREEMENT BEFORE SIGNING THE AGREEMENT.

Additional information, including information about the potential tax consequences of selling your right to receive settlement payments, may be found on the Settlement website at: https://www.collegeathletecompensation.com/frequently-asked-questions.aspx.

For any questions, call us at 307.316.5492 or 877.625.2272

Available 8 AM to 11 PM Eastern Time, Monday through Friday